Debt Tower 2014

One year ago today we built a debt tower to visualize paying off our loans* and here is our progress report one year later!


Lord willing, this dungeon will be demolished in a few more short years, and in the meantime we keep marching around it blowing trumpets, working side jobs, relishing overtime, and living frugally. In 2011 we took Financial Peace University, which Brett now facilitates yearly at our church. That same year we bought our house, and Brett worked weekends delivering pizza (which most car insurances will not cover, by the way). In 2012 Brett went to night school and was away from home 80+ hours per week, culminating in full time CNC machining, after two years of temp jobs and state health insurance. In 2013 God provided again as I nannied for some friends until Brett attained even better machine shop work with his current employer. All along the way we have seen God’s provision, and even in our heartache we desire to bring hope to others who face similar trials. We have been blessed beyond measure through family, friends, and some really good books.

Soli Deo Gloria.

*Our house, two student loans, and credit card debt acquired while we lived in Maryland and both worked full time jobs, ironically.  As of this month, January 2014, the latter is completely paid off, never to return!


4 thoughts on “Debt Tower 2014

  1. Love the debt tower idea! This is a favorite topic of mine. When I was probably about your age, it was my dream to pay off our mortgage early (after we had paid off our other debts), and in making our move from Minneapolis to our smaller, more affordable hometown 7.5 years ago we were able to accomplish that dream and buy a house for cash.

    However, now we are looking to buy a house in our new more expensive town in Colorado, and the proceeds from the hometown house’s sale plus our liquid savings just won’t cover it. (It’s a long story involving the housing crash, our attempt to renovate the house and then our decision to sell it before the renovation was finished, combined with our choice to only work for pay part-time for the past seven years so we could spend more time with our kids while they were small.)

    So we are preparing for debt in the form of a mortgage once again, and once again I am devising a plan to demolish that dungeon early (to borrow your great metaphor!).

    Thanks for sharing some of the details of your story and how you have worked towards a debt-free life. Congratulations on killing the credit card debt – and I wish you well as you keep marching around those walls!

    • Glad you like the metaphor, Julia, and doubly-glad to hear of your debt freedom. I pray you find just the right space for your family to dwell and flourish!

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